Sabeth Siddique joined Butterfield as Group Chief Risk Officer in September 2020. He is based in Bermuda. Mr. Siddique was formerly the Deputy Chief Risk Officer at M&T Bank from 2013 to 2019. Prior to M&T, he was Director of Governance, Risk and Regulatory Strategies at Deloitte (2010 to 2013), and Assistant Director, Banking Supervision and Regulation and Head of the Credit Risk division at the Federal Reserve Board in Washington, DC (2001 to 2010). Mr. Siddique previously held senior positions within Citigroup, Peregrine Capital and Fleet Securities. He holds a Master of Business Administration degree from Carnegie Mellon University, and a Bachelor of Science in Chemical Engineering from Rutgers University.